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We know getting a salary advance is our final retreat when we have recharged our additional money and acquiring from a companion or relative isn’t apparently a productive alternative. At the point when payday is as yet a week or a couple of days away, there are times when certain costs will simply spring up when you think your financial limit has at last been followed.
Reasons Why Filipinos Get Cash Advance & 24 Hour Payday Loan in Philippines
We are not talking about car financing here. While you keep reminding yourself about your car loan each month, you also have to know that there are other expenses your car will require aside from diesel and regular carwash. You need to keep your car well maintained, and if you rare too stingy to do it, or you are just plain unfortunate, you will have flat tires, air condition which does not cool your car let alone your head during traffic, or discharged battery. Also do not forget your registration renewal.
Loan money to a relative or friend
While most Filipinos will avoid ‘utang’ as much as possible, we are usually willing to do anything to financially help out a friend or a relative in need especially if that person has always been there during your though times.
Pay Utility Bills
We know utility bills have its fluctuation tendencies. Meralco will suddenly announce their price hike when you thought you have already done a fair share of following electricity saving tips. If you missed paying your bills, you will end up swatting flies at night instead of sleeping soundly with an electric fan. You will have to ask your neighbor if you could buy a gallon of water because Maynilad cut off your water supply. Aside from the survival, you also have to swallow your pride since some of your neighbors will surely talk about you
Filipinos are known to be very hospitable, we spend money we don’t have just to keep our visitors comfortable, and thus we buy more groceries than we have anticipated.
You might have been a well-paid individual, yet suddenly the item you have been eyeing for a couple of months went on sale, and you just need a thousand to get your hands on it. It is shameful to borrow from friends as they may look down at you and think you are just feeding your ‘luho.’
To Pay a Debt
There are debts that will be less complicated if you pay now than later. As we know, debts, especially from 5-6 can balloon into double if you can’t pay on time. This usually happens if you are not careful and ended up borrowing from a loan shark. Getting a payday loan to prevent a debt from growing seems like a fair option.
To Avoid Borrowing money from Friends and Family
A lot of Filipinos value their pride, they are even willing to get a short term loan rather than asking help from their families and friends.